Effective Date: November 3, 2026
Welcome to Cornerstone Family Strategies. By accessing or using this website, you agree to the following Terms of Use. If you do not agree with these terms, please discontinue using this website.
1. Website Purpose
This website is operated by Cornerstone Family Strategies to provide general information about insurance and financial solutions and to allow visitors to request information or a consultation.
Our website may include information about:
Health insurance
Life insurance with living benefits
Term life insurance
401(k) planning and retirement account rollovers
Indexed Universal Life (IUL) insurance
Annuities
Retirement protection strategies
Information on this website is provided for general informational and educational purposes only.
2. No Financial, Legal, or Tax Advice
The information provided on this website does not constitute individualized financial, investment, legal, or tax advice.
You should consult with qualified professionals regarding your specific circumstances before making financial, insurance, investment, or tax-related decisions.
3. Insurance Products and Services
Insurance products are subject to eligibility requirements, underwriting, policy terms, exclusions, limitations, and availability.
Nothing on this website guarantees approval for insurance coverage or the availability of any particular product.
Coverage is not effective unless and until the applicable insurance company approves and issues the policy or contract and all required conditions are satisfied.
4. No Guarantee of Results
Any examples, illustrations, descriptions, or projections on this website are for informational purposes only.
Actual benefits, policy values, rates, costs, and results depend on the specific product, contract, insurer, and individual circumstances.
Past results and hypothetical examples do not guarantee future results.
5. Consultation Requests
Submitting a consultation request through this website does not establish an insurance contract, financial advisory relationship, or guarantee of services.
A representative may contact you to discuss your inquiry and available options.
You are responsible for providing accurate information when submitting a form.
6. Website Use
You agree to use this website only for lawful purposes.
You may not:
Submit false or misleading information.
Attempt to gain unauthorized access to the website.
Interfere with the website's operation or security.
Use the website in a way that violates applicable laws or regulations.
7. Intellectual Property
Website content, including text, graphics, logos, images, and design elements, may be protected by applicable intellectual property laws.
You may not reproduce, distribute, or use website content for commercial purposes without prior written permission, except as permitted by law.
8. Third-Party Websites
This website may contain links to third-party websites or services.
Cornerstone Family Strategies does not control and is not responsible for the content, availability, or privacy practices of third-party websites.
Accessing third-party websites is at your own discretion.
9. Limitation of Liability
To the extent permitted by applicable law, Cornerstone Family Strategies shall not be liable for damages arising from your use of, or inability to use, this website or your reliance on information provided through it.
Nothing in these Terms excludes or limits liability where such exclusion or limitation is prohibited by law.
10. Changes to These Terms
We may update these Terms of Use from time to time.
Updated terms will be posted on this page with a revised effective date.
11. Governing Law
These Terms of Use are governed by applicable laws of the State of Texas and the United States, without regard to conflict-of-law principles.
12. Contact Information
If you have questions about these Terms of Use, please contact:
Cornerstone Family Strategies
Joe De Leon
Phone: 956-277-9335
Email: [email protected]
Address: 25670 N FM 506, La Feria, TX 78559
TX Lic. #3206877